ESI Calculator India — Employee State Insurance

Calculate ESI contributions — employee 0.75% and employer 3.25%. Check ₹21,000 eligibility and understand ESI benefits.

Private & secure
Fast in-browser
No signup

Based on ESIC guidelines — FY 2026-27 contribution rates

How to use ESI Calculator India — Employee State Insurance

Open the tool. Go to ESI Calculator India on Utilvia. It runs instantly in your browser.
Enter your values. Fill in the fields. Results update as you type — no signup required.
Review the output. Check totals, breakdowns, or formatted text before you copy or save.
Copy or export. Copy the result or download a file. Your inputs stay on this device.

Key features & privacy

ESI Calculator India — Employee State Insurance is built for in-browser use on Utilvia. Work stays on this device whenever the tool runs locally — there is no account wall and no file inbox on our servers.

Runs in modern browsers with JavaScript and HTML5.
No signup required to get a result.
Zero-upload policy on local-first tools — close the tab and the working copy is gone.
Shareable, indexable URL so you can return to the same utility later.

Frequently asked questions

What is the ESI contribution rate in India for 2026?

For FY 2026-27, the employee contributes 0.75% of gross wages and the employer contributes 3.25% (total 4%). These are the current ESIC rates used in this calculator.

What is the ESI wage ceiling for FY 2026-27?

ESI applies when monthly gross wages are ₹21,000 or less. For employees with a disability, the ceiling is ₹25,000.

Is ESI deducted from Basic or Gross salary?

ESI is calculated on gross wages — typically basic, DA, and other cash allowances that form wages under the ESI Act. This calculator uses the monthly gross figure you enter.

What happens to my ESI if my salary exceeds ₹21,000 mid-year?

Coverage is for a contribution period. If you were covered at the start of the period, ESI usually continues until that period ends even if wages later cross the ceiling. New coverage is not taken if you already earn above the ceiling. Confirm the dates with your employer or ESIC.

Is this calculator free?

Yes. It runs in your browser with no signup. Your salary stays on your device.