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Capital Gains Tax Calculator – India Online

Enter asset type, purchase and sale details, and optional exemptions. The calculator classifies STCG vs LTCG, applies AY 2026–27 special rates where relevant, adds health and education cess, and shows estimated tax and net gain after tax.

  • Private & secure
  • Fast in-browser
  • No signup

How to use Capital Gains Tax Calculator – India Online

  1. Open the tool. Go to Capital Gains Tax Calculator – India on Utilvia. It runs instantly in your browser.
  2. Enter your values. Fill in the fields. Results update as you type — no signup required.
  3. Review the output. Check totals, breakdowns, or formatted text before you copy or save.
  4. Copy or export. Copy the result or download a file. Your inputs stay on this device.

Key features & privacy

Capital Gains Tax Calculator – India Online is built for in-browser use on Utilvia. Work stays on this device whenever the tool runs locally — there is no account wall and no file inbox on our servers.

  • Runs in modern browsers with JavaScript and HTML5.
  • No signup required to get a result.
  • Zero-upload policy on local-first tools — close the tab and the working copy is gone.
  • Shareable, indexable URL so you can return to the same utility later.

Frequently asked questions

What rates does this calculator use?

For AY 2026–27, listed equity and equity mutual funds use 20% STCG (Section 111A) and 12.5% LTCG (Section 112A) on gains above ₹1.25 lakh. Other long-term assets generally use 12.5% without indexation. Rates live in a rules file so they can be updated when the law changes.

How is short-term vs long-term decided?

Listed equity, equity funds, and other listed securities become long-term after more than 12 months. Property, gold, and other assets become long-term after more than 24 months. Held for that period or less is short-term.

Does property still get indexation?

Indexation is generally not available after 23 July 2024. Resident individuals and HUFs who acquired land or building before that date may still choose 20% with indexation or 12.5% without — this estimate picks the lower tax.

Is the ₹1.25 lakh LTCG exemption per sale?

No. The Section 112A exemption is ₹1.25 lakh per financial year across all listed-equity and equity-fund long-term gains. Enter other 112A gains already booked this year to reduce the remaining exemption.

Are these figures tax advice?

No. Results are planning estimates. Actual tax can vary with STT, surcharge, set-off of losses, Sections 54/54F/54EC conditions, taxpayer status, and the applicable year. Confirm with a qualified tax professional or the Income Tax Department.

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