CAGR Calculator Online

Enter start value, end value or expected rate, and years. See CAGR, absolute return, real CAGR after inflation, and Rule of 72 doubling time. Compare against Indian FD, PPF, and Nifty 50 benchmarks — planning estimates only.

Private & secure
Fast in-browser
No signup

Based on Indian investment return benchmarks — FY 2026-27

How to use CAGR Calculator Online

Open the tool. Go to CAGR Calculator on Utilvia. It runs instantly in your browser.
Enter your values. Fill in the fields. Results update as you type — no signup required.
Review the output. Check totals, breakdowns, or formatted text before you copy or save.
Copy or export. Copy the result or download a file. Your inputs stay on this device.

Key features & privacy

CAGR Calculator Online is built for in-browser use on Utilvia. Work stays on this device whenever the tool runs locally — there is no account wall and no file inbox on our servers.

Runs in modern browsers with JavaScript and HTML5.
No signup required to get a result.
Zero-upload policy on local-first tools — close the tab and the working copy is gone.
Shareable, indexable URL so you can return to the same utility later.

Frequently asked questions

What is a good CAGR in India?

For equity mutual funds and stocks, a CAGR of 12–15% or above over 5+ years is generally considered good, as it matches or beats the Nifty 50’s historical long-term average. For fixed income, 7–8% CAGR (PPF/FD range) is typical. Always compare against the relevant benchmark.

What is the difference between CAGR and absolute return?

Absolute return is the total gain, ignoring time. ₹1 lakh growing to ₹2 lakhs is 100% absolute return whether it took 2 years or 10. CAGR is the annualised rate — 100% in 2 years is about 41.4% CAGR, while 100% in 10 years is about 7.2% CAGR. Use CAGR when comparing investments of different durations.

Can I use CAGR for SIP investments?

CAGR is for a single lump-sum with one start value and one end value. For SIPs with multiple cash flows, use XIRR, which accounts for different dates and amounts. Most mutual fund platforms show XIRR for SIP portfolios.

What is the Rule of 72?

Divide 72 by the annual growth rate to estimate years to double. At 12% CAGR, money doubles in 6 years. At 8%, it takes 9 years. At 6% inflation, prices double in 12 years — which is why investments should earn more than inflation.

Is this calculator free?

Yes. It runs in your browser with no signup. Amounts stay on your device.